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Chapter 7
Chapter 13
CHAPTER 13
Chapter 13 is designed for individuals with regular income who are temporarily unable to pay their debts but would like to pay them in installments over a period of time. You are only eligible for Chapter 13 if your debts do not exceed certain dollar amounts set forth in the Bankruptcy Code.
Under Chapter 13, you must file a plan with the court to repay your creditors all or part of the money that you owe them, using your future earnings.
Your plan must be approved by the court before in can take effect. Usually, the period of repayment for the plan is 3 to 5 years.
After completion of payments under your payment plan, your debts are discharged except for certain debts such as debts that were not listed in the petition, alimony and support payments, student loans, certain debts including criminal fines and restitution and debts for death or personal injury caused by driving while intoxicated from alcohol or drugs, and long-term secured obligations.

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WE ALSO OFFER SERVICES SUCH AS DIVORCE, NAME CHANGES AND PERSONAL INJURY.


LIBERTY LAW GROUP/THE TILLMAN LAW FIRM

VIRGINIA BEACH: One Columbus Center, Suite 600, Virginia Beach, VA 23462 - Phone (757) 333-0599

NEWPORT NEWS: 11815 Fountain Way, Suite 300, Newport News, VA 23606 - Phone (757) 333-0599

SPRING: 16422 Stuebner Airline, Spring, TX 77379 - Phone (281) 882-3928

Fax: (866) 562-8290

E-Mail: LibertyLawGroup@gmail.com

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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Copyright 2002, Timolyn Whitney Tillman